Financial Options

Dr. Gary K. Lines, Dr. Donald R. Hoaglin and the team at Arizona Center for Oral Surgery understand that some of our patients may be concerned about the costs of oral surgery in Glendale, Arizona, and the surrounding area. Our office has a number of different options for paying for your visit to help you receive the care you need.

We work with many insurance companies, and we suggest that you contact our office and your provider before your first appointment to confirm your coverage. Our team will be happy to file your insurance claims for you and work with you to find ways to get the most out of your dental benefits. Please note that at this time we cannot accept government funded AHCCCS plans. We ask you to keep in mind that payment for your treatments is due on the day of your visit. If you do not have insurance or if you need to make your co-pay, our office accepts:

  • Cash
  • Checks
  • Major credit cards

Our office has partnered with Cherry Payment Plans, a payment solution that lets you focus on the outcome of your treatment instead of the cost.

Cherry is lightning-fast and ultra-transparent, allowing you to break your treatment total into smaller, more manageable monthly amounts. There are no hidden fees, no deferred interest, and no hard credit check. You may even qualify for 0% APR options.

How It WorksChoose from a range of monthly payment plans, with qualifying 0% APR options. Applying is simple and does not impact your credit score. If you're approved for financing, you can use your funds immediately. Manage your payment options using Cherry's self-serve patient portal.
Flexible Payments For Any BudgetUse the payment calculator to simulate what your monthly payments could look like.
These are examples only. 0% APR and other promotional rates subject to eligibility. Exact terms and APR depend on credit score and other factors. Not every practice that uses Cherry will offer the payment plan terms listed above.
$--.-- / month
Enter a purchase amount to see estimated payments
These are examples only. 0% APR and other promotional rates subject to eligibility. Exact terms and APR depend on credit score and other factors. Not every practice that uses Cherry will offer the payment plan terms listed above.
TestimonialsDon’t just take our word for it! Here’s what other patients have to say about Cherry…
profile picture of Bryana
Bryana
“I was worried the application would take long, I would have paid on my credit card – but it only took a few minutes and I'm so happy I can split my payments up now!”
profile picture of Alex
Alex
“Cherry was really easy to use and super fast. I can't wait to go back and try different services now that I can split my payments!”
profile picture of Marie
Marie
“I used this on Monday and it was great. Low down payment and low monthly. You all should try it.”
profile picture of Gabriel
Gabriel
“Cherry was great, one of the better lending companies I’ve ever used. Making payments was a lot easier and I appreciate that Cherry was willing to work with me.”
profile picture of Alyssa
Alyssa
“Cherry is amazing!!! Now we can get everything done!!”
profile picture of Cassie
Cassie
“I’ve been putting off these treatments for a long time. I scheduled them all today using Cherry!”
Frequently Asked Questions
Approvals are valid for undefined days. Once that time period expires, you are welcome to reapply.
If you are eligible for an increase, you may request this through the Cherry Patient Portal. Increased approval amount and decision are subject to eligibility. If you do not see the button to "request an increase," it means you are ineligible for an increase at this time.
Yes, Cherry does not have any prepayment penalties. If you have interest and pay off early, you’ll even avoid some of that interest.
No, if you’re eligible for a 0% APR offer, it doesn’t expire for the current approval. For example: If you were approved for a 6 month term with 0% APR, this promotion is valid until the end of term as long as you stay current with your payments.
Once you input your purchase price, you’ll be provided with the options you have for down payment. It is due when the practice confirms they will need the funds in order to move forward with your services. Remember to bring your bank issued debit or credit card* when you are ready for checkout.

*Making payments via Pre-Paid Debit Card or Credit Card will result in a 2.99% processing fee. There is no processing fee for making a down payment with a traditional Debit Card.
To request a refund, please contact Arizona Center for Oral Surgery PLC directly.

We defer to the refund policies put in place by Arizona Center for Oral Surgery PLC and cannot initiate a refund without their approval.

Once Arizona Center for Oral Surgery PLC authorizes a refund we will deposit the refunded amount (full or partial) into your account. Your Cherry account status and loan balance are adjusted accordingly.

If a partial refund is issued, your loan amount will be adjusted to reflect your new remaining balance. If a refund is issued in full, any payments made on your loan will be returned to you.
Yes, Cherry may report the status of our borrowers’ accounts to Equifax, one of the major credit bureaus.
Cherry is required to report all payment history to the credit bureaus. This means we may also report late payments, missed payments, or other deliquencies on your account to the credit bureaus.
Manage My PlanManage your payment plans inside the Cherry Patient Portal.
More Questions?
Visit our Help Center
Payment options through Cherry Technologies, Inc. are issued by the following lending partners: www.withcherry.com/lending-partners. See www.withcherry.com/terms for details. Iowa only: Borrowers are subject to Iowa state specific underwriting criteria. APR for all Iowa borrowers is capped at 20.99%.

Copyright © 2020-2025 Cherry Technologies Inc. NMLS #2061234, 2 Embarcadero Center, 8th Floor, San Francisco, CA 94111. Accessibility

Our office has partnered with CareCredit®, a third-party lender that may be able to finance the entire cost of your treatments with low or even no down payments and low interest rates. If you are interested in learning more and completing an application, follow the link below.

Our office also offers treatment discounts throughout the year and we invite you to call our team to learn about our latest offers.

If you have more questions about our financial options or would like to schedule your visit with our oral surgeon, contact our office today at 623-931-9197.

Placeholder

Request an Appointment